Pledg is now live, in partnership with Unocoin. 🇮🇳

If you need rupees, you no longer have to sell your sats to get them. Borrow INR against your BTC, keep your stack, and get it back in full when you repay.

How it works:

Pledge your BTC as collateral

Get INR in your bank account

Repay, and your BTC comes back in full

Who holds your coins: 2-of-3 multisig. You hold one key, [Unocoin and NBFC] hold the other two. Pledg holds no key and can't move your coins. Every loan gets its own address, so you can verify your collateral on any block explorer, anytime.

Terms:

Borrow ₹10,000 to ₹3,00,000

50% LTV (pledge ₹2 of BTC, borrow ₹1)

16% p.a. + 2% one-time fee, shown as one all-in rate before you sign

Up to 12 months, repay early anytime

Top-up alert at 70% LTV, partial liquidation only at 80%, never your whole stack

Loans issued by an RBI-registered NBFC

Questions on custody, liquidation, or anything else? Drop them below, we're answering everything in the comments.

👉 Get started: https://www.pledg.in/

Hey guys, just received this notification from the okto app. Just want to Make sure that is this thing which anyone of you has seen because I see this notification coming from the official app but when I open the app directly it doesn't have any notification icon to view any notification from

I mean I want to ask is this a scam or a legit procedure by them

Hello folks, I have a question regarding taxation in India.

I run a platform where users can unlock digital skins, 3D models, templates, etc without paying money directly. Instead, they create an account, select what they want, set a target and download my mining program. The program starts mining, and the credits earned are added to their account. Once they reach their target, the requested items become available for download.

My question is, would the income I earn through this business be taxed under the normal corporate tax rules, or would the flat 30% tax on crypto mining income apply?

If anyone has experience or knowledge regarding this, please advise. It would mean a lot. Thanks!

I've noticed there are so many exchanges to choose from now, and everyone seems to have a different preference.

For me, things like transparent fees, decent liquidity, smooth withdrawals, and a platform that doesn't feel unnecessarily complicated matter more than having a ton of features.

Curious what you guys prioritize the most. Have you stuck with one exchange for years, or switched after running into issues? What was the deciding factor?

if that closes below that white line today its a confirmation 😢 !!

Rough days

​

Hey everyone! CoinDCX is currently running a referral campaign with Bitcoin rewards worth up to ₹10 lakh across the campaign.

If you're interested, check the offer and eligibility requirements here:

https://invite.coindcx.com/85082061

Please read the terms before signing up or trading. Rewards aren't necessarily guaranteed for everyone.

Referral link — I may receive a referral benefit if you sign up.

So I am planning to use XM for forex. Any one still using and is the deposit and withdrawal working for india banks and upi?

You can also suggest other good brokers for India. Thanks

Is there any FIU compliant exchange which allows crypto withdrawals for self custody

After the $16M hack today, I decided to move out my remaining funds from CoinDCX. I happened to open the earn section of the app and saw it in negative. How can this happen?

Passed out 2nd funded account in a row.

So a little introduction, i have passed 1st funded account also taken few payouts amount $1000 on that and today i passed another funded account.

Although the journey of passing funded account was hard for me.

Beaching around 33 accounts and passing 2 afterwards.

Will recover all the fees paid from these 2 .

I can confirm that lightning withdrawals via lightning have been disabled. Their customer care cannot confirm if it will ever be available again.

On chain withdrawals are still allowed though

Hi guys, any expert here can guide a n00b (me) in sending BTC to a wallet (of my seller)

I'll be very thankful.

I am Making Decent Gains through Crypto , Somewhat around $750( normally, if take only 1 trade), sometimes $1000 also. Enough for me to meet daily expense and no need to ask my parents for money.

How much you guys are making?

I am using Flitpay. WBU?

I had to pay for an annual software subscription from an international provider, but my Indian bank card got declined. When I contacted the bank, they told me international transactions were temporarily restricted and couldn't give me a timeline for when they'd be available again.

I already have some USDC from DeFi yields in my wallet, so I was wondering if there's a way to use that for the payment without signing up for another exchange or going through a lengthy verification process. Are there any virtual cards that let you top up with crypto and use them quickly, ideally without KYC?

Crypto is dead in india no good project no community nothing just scamming and scamming kya hi bolu india crypto adoption me ache position me h but government ke laparwahi ke wajah se sab bekar h bhai sab apni apni raay do kya kar sakte h

Is it really not worth pursuing blockchain development in India?

What do you guys think about it?

Hey , i wasted my 2 days searching all the internet and giving my aadhar everwhere just to have a crypto or non crypto free virtual debit card. But, all the time i ended up with 5 to 15 dollar fees of opening charges. I researched all the reddit , youtube , articles but everywhere i got fished. I cant find a single card which is free. If a company provides it free then it becomes unavailbe for india which was available maybe a few month earlier as i saw people saying on reddit.

Can anybody give me a genuine virtual free debit card no kyc or with kyc ??? Please

I tried all of these app and ended up with nothing :

1. Pexx

2. Wise

3. Accrue

4. Grey

5. Cashi

6. DPT

7. Cryptomus

8. PintoPay

9. MyPal

10. Zypto

11. Ready

12. Tuyo

13. ChitChat

14. Wallester

15. SolCard

16. Buvei

17. VenoPay

18. WireX

19. Currensea

20. Tevau

21. Fyatu

22. Plasma One

23. Winity Life

24. Venmo

25. UU wallet

26. UUPay

27. Redot Pay

28. MaaaarPay

29. Revoult

30. And many more

Every Indian bitcoiner knows this moment. You need cash for a wedding, a business, an emergency, and the only way to get rupees is to sell your BTC.

You take a 30% tax hit on the gains, and the coins you held through every crash are gone. If BTC runs after that, you watch it from the sidelines.

We built Pledg so you don’t have to make that trade.

How it works:

1. Pledge your BTC as collateral
2. Get INR in your bank account
3. Repay, and your BTC comes back in full

Who holds your coins? No single party. Your BTC sits in a 2-of-3 multisig: you hold one key, and two independent institutional partners hold the other two. Pledg holds no key and can’t move your coins. Every loan gets its own address, so you can check your collateral on any block explorer, anytime. Don’t trust, verify.

Pilot terms:

• Borrow ₹10,000 to ₹3,00,000
• 50% LTV (pledge ₹2 of BTC, borrow ₹1)
• 16% p.a. + 2% one-time fee, shown as one all-in rate before you sign
• Up to 12 months, repay early anytime
• If the price drops, you get a top-up alert at 70% LTV. Only partial liquidation at 80%, never your whole stack

The rate: 16% is pilot pricing. As we show there’s real demand in India, we bring on more capital and the rate comes down. Early users are what get us there.

Pilot slots are limited and we open in a few days.
👉 Join the waitlist: https://www.pledg.in/

I’m interested in getting into IT, and I’m also genuinely very interested in cryptocurrency. But I want to be honest about where I’m starting from: I have basically zero knowledge about crypto.

I know what cryptocurrency is in a very general sense, I’ve heard about Bitcoin, blockchain, crypto investing and trading, and I have a very basic idea of what blockchain means. Beyond that, I don't really know much.

I don't want to start investing or trading right now. Before putting any money into it, I want to actually understand what I’m getting into and how this whole thing works.

I want to start from the absolute basics and gradually build my understanding. I don't even know what concepts I should learn first, so I don't want to make a list of things myself and assume that’s the correct way to learn it.

So for people who have learned about cryptocurrency from scratch:

Where would you recommend a complete beginner start?

What should I learn first? Should I start with understanding cryptocurrency itself, Bitcoin, blockchain technology, investing/trading, or something else before those?

What resources would you recommend for someone starting from literally zero? YouTube courses, websites, books, free courses, documentation, or something else?

I’m also interested in eventually understanding the technical side properly. I actually want to understand what the hell is happening under the hood, rather than just knowing how to buy and sell coins.

Bengali is my native language. If there are any good Bengali resources for learning cryptocurrency, I’d really appreciate recommendations. Hindi resources are also welcome. English is completely fine too; I just want to learn from good material.

I’m not looking for investment advice or coin recommendations. I just want to know how someone with absolutely no knowledge should begin learning about cryptocurrency properly.

I’m willing to take my time with it. Even if I never make any money from crypto, I still want to understand it properly and learn how this whole thing actually works.

Any advice from people who have gone through this themselves would be greatly appreciated.

Binance: No Good option to add money
Zebpay: 1500 rs withdrawal charges on Bitcoin
Wazirx: Cannot Trust Now
Coindcx: Doesn’t allow crypto withdrawal

Which apps/way the community is using now for buying bitcoin, and transferring to own wallet??

Thanks in advance for suggestions! 🙂

Binance: No Good option to add money
Zebpay: 1500 rs withdrawal charges on Bitcoin
Wazirx: Cannot Trust Now
Coindcx: Doesn’t allow crypto withdrawal

Which apps/way the community is using now for buying bitcoin, and transferring to own wallet??

Thanks in advance for suggestions! 🙂

Will update the post latter