Hi everyone,
I’m an Ontario driver who recently received a speeding ticket in Quebec for driving 133 km/h in a 100 km/h zone.
The Case Details:
• Quebec Penalty: $288 fine + 3 demerit points.
• Ontario Impact: Converts to 4 demerit points on my Ontario MTO driving record under the provincial reciprocal agreement.
• Driving History: I already have 1 prior speeding conviction in Ontario (65 km/h in a 50 km/h zone), which I previously pleaded guilty to.
My Initial Plan:
Submit a "Not Guilty" plea within 30 days, request full disclosure of evidence (police officer’s notes, radar calibration logs), and wait to see the evidence before hiring legal representation to negotiate with the prosecutor.
The Core Dilemma — Is it worth paying to fight it?
Since Ontario insurance companies care primarily about CONVICTION COUNT rather than demerit points (and both 15 over and 33 over are generally classed as "minor convictions"):
• If the ticket isn't dismissed completely, negotiating down to a lower speed bracket (e.g., 114 km/h in a 100 zone / 14 km/h over) gets rid of the demerit points, BUT it still registers on my MTO record as a second minor conviction.
• A second minor conviction within 3 years often triggers a significant jump in annual insurance premiums across all auto insurance providers in Ontario.
Questions for the community:
1. Is it worth paying a traffic law firm/paralegal to negotiate if the best outcome is a reduced speed (114 km/h)? Does having a 2nd minor conviction recorded at a lower speed (14 over) save enough on insurance to justify legal fees, or do insurers treat a 2nd conviction identically regardless of the exact speed over?
2. Timing & Evidence: Is it reasonable to wait until I receive the evidence package myself before hiring a firm, or should I hire them right away to manage the file?
Appreciate any advice or shared experiences!