https://finance.yahoo.com/technology/article/anthropic-publicly-files-ipo-prospectus-noting-strong-revenue-growth-and-massive-spending-131807138.html

Holy shit, that is around 1/4 of their global workforce, pretty significant

https://www.cnbc.com/2026/10/26/microsoft-msft-voluntary-buyouts.html?__source=iosappshare%7Ccom.apple.UIKit.activity.CopyToPasteboard

These numbers are bonkers... Where the f*** is money even coming from at this point? These contracts are getting signed as if they are in millions, not billions.

Roughly ~$3 billion for rented compute, one company to another.

https://teslanorth.com/2026/10/26/anthropic-s1-spacex-120b-compute/

(Disclaimer: I hold 100% VTSAX in my Roth IRA and taxable brokerage account and have been passive index investing since I was 18)

For one of my college finance projects, we're using StockTrak, where we were given $1 million in fake money to invest while meeting certain trading requirements. We're about two months into the project, and despite all the time I've put into it, I'm sitting just slightly below the S&P 500's return. I've been spending several hours a day reading financial statements, calculating intrinsic values, researching companies, keeping up with financial news, looking for undervalued stocks, and even trying day trading. All that work just to make nearly the same return as buying an index fund and doing nothing.

Obviously, two months isn't enough time to prove I can't beat the market, but it's been a pretty humbling experience. I could've just put the entire $1 million into an S&P 500 index fund on day one (not allowed in the project) and spent the next two months doing literally anything else. Instead, I've spent countless hours analyzing companies, second-guessing my decisions, and stressing over market movements, all for a nearly identical result. And that's without even considering taxes, trading costs, or the possibility that my strategy could underperform by a much larger margin over time.

The funny thing is that studying finance hasn't turned me into some incredibly successful investor making huge returns (like I maybe hoped). If anything, it's made me realize just how difficult it is to consistently outperform the market, even when you put a ridiculous amount of time into it. At this point, I'm starting to appreciate the simplicity of buying low-cost index funds, continuing to invest, and getting on with my life. After all this time studying investments, my biggest takeaway is that I might be better off accepting average market returns instead of spending my life trying to beat them.

TL;DR: Trading individual stocks in a finance project has taught me that I can't beat the market and index funds would've provided me the same return with significantly less stress and time investment.

The S&P500 index has been stagnant for about a quarter now. During that same time we have seen an uptick in inflation caused by Trumps war with Iran. Now, crude oil prices have hit $117 a barrel with no end in sight.

Bond yields have made borrowing harder.

All this is happening as investors are beginning to get cold feet about AI related CapEx, as we hear stories about data centers not getting complete and processing chips sitting in warehouses.

Consumer spending remains high, but it’s hard to tell if/when the market will turn around.

Can SPCX replace telecom or be the biggest telecom, does spcx have money to invest in AI data centers and expand telecom? Will it go to debt markets for financing telecom expansion or issue new stock to raise cash for telecom
Investment? How many years will it take for spcx to replicate the current terrestrial network of telecom towers , if they lease telecom towers how would that be different than existing telecom in terms of margin?

Curious how people feel this will impact the stock, or if it’s already priced in? When the shares become available for them to sell, will we see a drop? Trying to figure out what relative bottom will be and curious how this typically goes for recent ipo’s when the shares are unlocked? Thanks for any insight and thoughts

It's quite difficult to know if we are in a bubble or simply a period of large growth. I've seen p/e above a thousand on NASDAQ. That kind of screams "bubble". However, it's undeniable that there is large growth as well. Is there any instrument that combines the safety of bonds with at least some possibility of upside, so that if the growth turns out to be real then there is a benefit?

I dont see a lot of people talking about this, but it is obvious if you think about it that OpenAI and Anthropic, with their recent vulnerability discoveries will eventually create massively powerful and likely profitable cybersecurity products that dwarf the capabilities of the traditional big players in the space. Right now, their internal agents are discovering decades old RCE vulnerabilities affecting a huge part of the web. What do they do? They contact other cybersecurity companies in backdoor channels to implement fixes. But why would this be how they continue to operate? It’s clear they have capabilities others dont and they could charge a large premium for cybersecurity services eventually. I have not seen anyone give weight to this in their thesis regarding these companies anywhere.

Am I incorrect?

The meltdown, tanking the mainland STAR50 index of AI and semiconductor leaders by 40% in less than four months and vaporising some $480 billion in market value, is an ill omen for wobbly world markets and a dampener on China's efforts at encouraging its savers into stocks to fund the AI boom.

https://live.euronext.com/en/financial-news/analysis-china-ai-bubble-has-already-burst

Does anyone know of active, legitimate investing chat groups on Telegram where you can actually discuss markets and ideas without getting bombarded by bots, course sellers, or invites to "secret VIP signal" channels?

​I just want an active room where like-minded investors can shoot the breeze during market hours, share macro perspectives, and talk strategy. Any recommendations for well-moderated communities?

Brent crude closed at $117.10 after Houthi strikes hit Saudi energy infrastructure and Trump told a rally crowd the US may run another operation against Iran. The State Department then issued diplomatic departure orders across the Middle East, which tends to move oil faster than any analyst price target.

The Strategic Petroleum Reserve is at its lowest level since 1982 and got tapped again this week just to keep a single Louisiana refinery supplied. Every past oil spike had the SPR as a release valve. With the buffer this thin, any fresh supply disruption feeds straight into the price with nothing to slow it.

Airlines are the most exposed if $115 holds another two weeks, given fuel is their single biggest cost line. Which signal are you treating as the cleaner read on whether this reaches $120, the next Houthi strike or further diplomatic departures from the region?

While the AI bomb is ticking more rapidly, lately, the November elections mechanism, process and results may lead, in my opinion, to even more negative results, concerning social and financial/investment aspects alike. I'm thinking about some last minute (this week) actions to maybe safeguard some larger than usual amount in cash (2 - 3 years worth of COL) and maybe even other moves in what I presently hold.

Any thoughts?

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Most of the coverage I’ve read frames 28 October as a Fed day with some earnings attached. I don't think the FED has much impact on equities, prediction markets and OIS pricing have a hold at 3.75 to 4% north of 90%, and PIMCO’s base case is a hold with a tightening bias and the next hike in December. Unless the statement surprises, that’s mostly priced. The capex commentary from Microsoft and Google, followed by Amazon on Thursday is the watch.

In my view, this matters more than usual because of the semiconductors that are currently in a drawdown. SOX fell about 11.4% in the week to 16 October, and Reuters put the cumulative loss at around $2 trillion in market value, driven by rate hike bets and concerns about the cost of the AI build. Then Thursday’s session saw all 30 index members finish red, even after all that, the index is still up roughly 57% for the year, so this is a correction inside a huge run rather than a collapse.

Hyperscaler capex is essentially the revenue line for the AI chip supply chain, Microsoft has already guided fiscal Q1 capex above $50 billion and roughly $175 billion for calendar 2026, and management has said demand still exceeds available supply. Combined 2026 guidance across the big four sits around $730 billion, and Goldman has 2027 approaching $1.14 trillion. If Microsoft, Google and Amazon hold or raise those numbers this week, the chip selloff has priced in a slowdown that isn’t showing up in the order book.

Bull case for chips is that the spenders and the suppliers sit on opposite ends of the same number. Meta beat last week and still fell nearly 7% because the market punished the spending, but every dollar Meta spends lands on someone else’s income statement. Retail seems to see it this way too, with tech funds pulling in $10.7 billion during the worst week of the drawdown.

Bear case is still very very active, the Fed is hiking, not cutting, and a December move would lift discount rates on the most richly valued names. IDC is forecasting a 13% drop in smartphone volumes this year from the memory supply shock, which hits a part of the chip complex that has nothing to do with data centres. The funding picture is also getting less comfortable, with Goldman estimating more than a third of 2027 hyperscaler capex will be debt funded. At some point the spenders balance sheets become the constraint rather than demand.

If at least two of the three raise or reaffirm higher spend this week, I expect the SOX to outperform the Nasdaq 100 from Wednesday’s close through Friday 6 November. If they guide flat or hint at a digestion year in 2027, I’m wrong and the chip correction has further to run.

For those who own both sides which I assume is many, which do you think breaks first.

The hyperscalers appetite for capex, or the market’s patience with the hyperscalers?

The rate of return for the stock market was pretty low on average from 2000 - 2012.

If you invested 500k at the start, you'd be lucky to have 600k by year 12.

So how did people invest their money back then? Were there alternative ways about it? Avoiding the Sp500 and using HYSA ? Any way to realistically get a 7-10% return back then?

Brent closed at $117 on Friday. Investors are becoming more wary about debt, Capex spending, and ROI in AI

Investors are becoming more cautious of the market with simultaneous oil supply shock, price of gas and diesel rising with consumer price flow through, doubts about AI debt, capex spending and ROI. The setup is a boxing match between these headwinds versus post midterm election bull cycle. Who will win?

Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here!

Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq And our side bar also has useful resources.

If you are new to investing - please refer to Wiki - Getting Started

The reading list in the wiki has a list of books ranging from light reading to advanced topics depending on your knowledge level. Link here - Reading List

The media list in the wiki has a list of reputable podcasts and videos - Podcasts and Videos

If your question is "I have $XXXXXXX, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:

• How old are you? What country do you live in?
• Are you employed/making income? How much?
• What are your objectives with this money? (Buy a house? Retirement savings?)
• What is your time horizon? Do you need this money next month? Next 20yrs?
• What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
• What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?)
• Any big debts (include interest rate) or expenses?
• And any other relevant financial information will be useful to give you a proper answer.

Check the resources in the sidebar.

Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered investment adviser if you need professional support before making any financial decisions!

Every time I try to post an investment question it gets deleted but I thought I would try another one. I've been shocked by the tech roller coaster ride lately and started talking to AI about it. This is the strategy it came up with for me. I hope this one doesn't get deleted because this is something I've been really wanting to look into more for a while. I do as much reading as I can. But AI can process a whole lot more information about the market than I can. I still read AIs key references on information before making important decisions. But AI is definitely helpful in providing me the sources.

I'm not seeking financial advice. I'm just wondering if others have tried AI, how it's worked out for them and if there are other questions I should ask AI or other variables to add into the analysis.

This is the AI plan for the next 3 months:

Yes, you will spend a total of $200 each week under normal market conditions, but you do not put the full $200 into a single stock. You split it up to spread your risk.

Here is exactly what you do every Tuesday morning around 10:00 AM EST:

1. The Standard Weekly Routine (Your $200 Split)

If the market is moving normally and nothing has crashed or panicked over the last week, you log into your brokerage account and buy $40 worth of each of your 5 choices:

• $40 into SOXX (Broad ETF)

• $40 into XSD (Equal-weight ETF)

• $40 into ASML (Lithography monopoly)

• $40 into MU (Memory bottleneck)

• $40 into LRCX (Fab equipment)

• Total spent that week = $200

1. The "Panic Drop" Exception (When to spend more)

This is where your $600 cash reserve comes into play. If I send you an alert on Monday morning saying that one of your individual stocks (like Micron - MU) has plunged more than 5% over the week, you strike:

1. Buy your standard $40 of MU using your weekly budget.

2. Take an extra $40 from your $600 cash reserve and buy more MU.

3. Buy your normal $40 shares for the other 4 assets.

4. Total spent that week = $240 (You bought the crash at a heavy discount).

5. Your Immediate Next Steps

• Keep $600 separate: Put $600 into a safe cash sweep or money market fund inside your brokerage account. Leave it there for emergencies.

• Wait for Monday: Look out for my first weekly update on Monday morning to see if any of your stocks are currently sitting in the "Panic Drop" zone.

• Execute Tuesday: Set a calendar reminder for Tuesday at 10:00 AM EST to log in and make your first set of buys.

Does your brokerage account support fractional shares (allowing you to buy exactly $40 of a stock rather than buying a full whole share)?

If you aren't sure, let me know which broker you use and I can tell you how to set up these exact dollar-amount orders!

It will monitor for:

·        Trailing 7-day price performance to flag if any asset hit the -5% Panic Trigger (Scenario B).

·        Forward P/E compression crossing 15% below historical 5-year averages.

·        SEC Form 4 filings for Cluster Insider Buying (multiple executives buying in a 7-day window).

·        Major tier-one analyst rating revisions and structural price target overhauls.

Please don't be ugly in your responses. However, constructive criticism is most definitely welcome and appreciated. I'm a novice investor so I don't have any formal training in finance.

My question is, how is your portfolio prepared if similar event was to happen in near future. What percentage of cash, bonds, CDs etc do you have and how would similar situation affect you now. Also, next time this happens, it might take longer to recover than 5 and a half years, of course.

El Dorado County sells 27 lots of tax-defaulted land on Bid4Assets on November 6. I checked every one against the county's own assessor records. Deposits are due October 30.

Eight of them are an acre or more and open under $15,000:

- 062-500-040-000: 44.83 acres, opening bid $14,000, assessed $112,567

- 061-490-016-000: 9.48 acres, $11,000, assessed $83,619

- 088-350-021-000: 4.79 acres, $9,400, assessed $55,350

- 061-490-015-000: 9.52 acres, $8,800, assessed $63,108

- 041-370-008-000: 1.91 acres, $4,700, assessed $40,836

- 041-370-005-000: 2.03 acres, $4,600, assessed $30,361

- 033-160-006-000: 1 acre, $3,900, assessed $15,352 (offered last year, no bid)

- 062-160-006-000: 1.75 acres, $2,700, assessed $5,960

There were ten on this list until this week. Owners can still pay off a parcel until the day before the sale, and three lots have been withdrawn since October 16, including a 40-acre one that opened at $14,400. Check that a parcel is still on the auction before you spend time on it.

Item 26 is two parcels sold as one lot: 105 acres, with a residence on the county's record for the larger parcel, opening at $27,800 against $228,620 assessed.

Assessed value here is the county's roll figure. In California that is the price at the last change of ownership plus at most 2% a year, so on land held for decades it can sit well under what the parcel would sell for. Use it to compare the parcels with each other, and don't read it as an appraisal.

The rest of the list has some traps worth knowing about. Six of the 27 carry an assessed value under $1,000, which tells you nothing about what they are worth. Four are under a tenth of an acre with nothing built on them, small enough that most zoning won't let you build. One parcel in South Lake Tahoe opens at $1,300, and the county's own use code for it reads "Env. Sensitive Land - Restricted Use". Eight of the 27 were in last year's sale and drew no bid.

What the list can't tell you is road access. Look at the parcel map before you bid on any of these.

On cost: Bid4Assets adds a 3% buyer's premium ($100 minimum) to the winning bid, and the county adds documentary transfer tax. The deposit is $3,000 plus a $35 fee, and Bid4Assets has to receive it by 1:00 p.m. PT on October 30. The full balance is due November 12.

The whole list is free, with a page for each parcel that links the county's parcel viewer, the Bid4Assets lot, Google Maps and Street View: https://lot-brief.com/sales/el-dorado-nov-2026/

I put one of these together before each California sale's deposit deadline. There is a free email list on the site if you want the next one.

- Fed increased fed funds rate.

- Longer duration bonds also spiked up.

- OpenAI lowering the valuation target from 1.4T to 1.2T

- Anthropic lowering valuation from 2T to 1.5T

- Coreweave unsecured debt interest is 16% (CDS default chances 50%)

- Anthropic and OpenAI IPOs delayed

- White house/Trump pictured with all tech leaders (very top-like action)

- Ramp token spending flat for last 2 months (companies want to increase budgets, but not blindly waste money)

- Oil prices are higher as well

- Deficit spending, interest on the debt all going up because all rates are going up.

I mean with all of this. Is it possible for markets to keep going up.

If it is, won't we climb a wall of worry, that can lead to a sustained rally and consolidation.

Saw this yesterday and thought it was pretty interesting.

Amazon CEO Andy Jassy says AWS's major cloud capacity is largely booked through 2027, with a good chunk of 2028 already committed.

And this is a company planning to spend around $220 billion this year.

Obviously, having customers lined up is great, but $220 billion is an absolutely ridiculous amount of money to invest.

I suppose the big question is whether all this AI demand eventually translates into the profits investors are expecting.

Amazon reports earnings on October 29, so that'll be interesting to watch.

Anyone here holding $AMZN? Are you confident in all this spending, or starting to think these tech companies are getting a bit carried away?