Hi everyone,
I’m considering applying for the MCB(RDA) Visa Platinum Credit Card in Pakistan, mainly because of its complimentary airport lounge access facility.

I live in Germany and travel internationally, especially between Germany and Pakistan, with connecting flights through airports such as Dubai, Doha, or Istanbul. I would also sometimes like to use the lounges with my wife or a guest.

I’d really appreciate feedback from people who currently have or have previously used this card.

A few questions:
1. How good is the actual airport lounge access? Which airports and lounges have you personally used it at?
2. Does it work at major European airports such as Berlin, Frankfurt, and Munich, as well as Dubai, Doha, and Pakistani airports?
3. How many complimentary lounge visits do you really get per year, and is there any international spending requirement?
4. Can I take my wife or a guest for free, or do I have to pay extra for them?
5. Are there any hidden charges, annual fees, or other conditions that I should know about?
6. Overall, is this card worth getting specifically for international airport lounge access, or would another Pakistani bank’s card be a better option?
I’m particularly interested in real user experiences rather than the bank’s advertised benefits.

Thanks in advance for sharing your experiences!

I have already opened a complaint two times and no response. This is my daughter's nicop that I am applying for the first time she is 6 months old. I have attached the image as when I click on the application this is what I get, I am so confused even though when I go to edit the application there's no option for any forms for me to upload, please advice!

Salam folks,
I am in a bit of a pickle and was wondering if anyone has some advice.
I applied for my very first Pakistan passport at the Pakistani embassy in Washington D.C. on July 6th. It states that the processing time is anywhere from 6 to 8 weeks. However, I still haven’t gotten mine. it’s about to be close to 4 months and nothing. I need it to register for Hajj before November 20th. Does anyone have any advice to whom I might be able to contact to expedite my application?

I've fille out the jsmu overseas form but I'm. Unable to pay the fee since it's in usd and I contacted leopards courier they're not able to accept the payment. Maybe uve tried it and knows how to. Do it

I've been told I have to get a pakistani sim to open a bank account there and you can open the banking app as well but what happens after you leave Pakistan?

Can you still manage your account using the app from abroad?

What happens to the pakistani sim/number when you leave PK?

This may offend some Desi women but I know everyone has their own preferences etc I am Pakistani and i grew up in various countries I have never found Pakistani women attractive. it's just something about them that gives me the ick, Im not trying to be a colorist/racist, this is just something I have noticed. Now that I'm trying to get married my mom is always sending me rishtas of pakistani women who I have no attraction to whatsoever but she is really adamant about me marrying a Pakistani woman. How can I convince her to let me marry a woman from another country/background My parents really want me to marry a pakistani but I just can't seem to get my head around it as I have no attraction to them at all. I feel empty and lost.

For those who have used the Pak ID app to renew their NICOP as opposed to going to the consulate in person to renew, what has your experience been?

Has it been swift, safe and easy to do?

Please share your experiences.

hi! i moved to usa when i was 16 and had no cnic at the time. right now i only have my expired passport and am trying to renew it. before i do that i need to get a new nicop. when i use the pakid app, it makes me take a picture of myself but then gives me the error “photograph is not availed in citizen database” any idea how to fix that?

I’m planning to study in Germany, but my family isn’t financially well-off and we can’t afford to take out a loan. I need to deposit €11,904 into a blocked account, which would then pay me approximately €982 per month for a year to cover my living expenses while studying.

My father’s childhood friend has kindly offered to help. He’s willing to sell some of his gold or silver to provide the money I need. In return, I would repay him with the same quantity of gold or silver by weight, rather than a fixed amount of money, as soon as possible.

My plan is to repay him within one year. I intend to work part-time for up to 20 hours per week while studying in Germany. Ideally, I would use the monthly blocked-account payouts to cover my living expenses and save a portion of my earnings to buy back the same quantity of precious metal and return it to him.

However, I’m unsure whether borrowing against gold or silver would be the better option. Silver has been particularly volatile this year, while gold seems relatively more stable, although its price fluctuates too.

My questions are:

• Would it be better to borrow gold or silver under these circumstances?
• Which option would carry less financial risk over the next 12 months if I have to repay the exact same weight?
• Is there a better or safer alternative I should consider, given my financial situation?

I’d really appreciate advice from anyone familiar with precious metals, personal finance, or the financial realities of studying in Germany as an international student. I want to make a responsible decision without putting my family or my father’s friend in a difficult position.

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i study in liverpool but live in manchester! kinda missing hanging out with pakistani people and was wondering whether there is anyone in this sub who lives nearby.

i study comp sci and in my free time i like to read books, go to the gym and cafe hopping. also i am interested in improving my urdu skills so it would be nice to meet someone who could help out (i really wanna be able to read books in urdu) and also would like some recommendations

lmk if anyone is interested in befriending each other :))

Asalamoalikum Everyone! Anyone recently registered his/her phone via overseas temporary registration on PTA website? I have tried from both my IPhone and android tab but dirbs.pta.gov.pk is unreachable. My flight is tomorrow and I really need this to work. Any help will be greatly appreciated.

P.s: Data roaming is already on and there no physical sim both E sims are active.

salaams people

Has anyone purchased a car through a bank scheme or a dealer on instalments perhaps?

I would like to know if it was easy, straight forward, and issues and pitfalls I need to be aware off etc? I

want something around 70/80 lakh mark and want to put a deposit down of 50%.

Hi everyone,

I hope you are all doing well. I recently applied for a NICOP for my son, who is almost 3.5 months old, via the executive service on the PakID application. When I received the card, it had the wrong date of birth, with a difference of only three days.

I tried to modify the NICOP on PakID, but it requires a liveness check, and every time I attempt to take a photo, it is not accepted. I requested that my father in Pakistan visit NADRA, and they said the error could be fixed upon arrival in Pakistan; they said the same thing when I registered an online complaint. Now they are saying I can travel with this NICOP despite the incorrect date of birth. I am traveling next month, and because their app is so poor, I am unable to modify it. Should I travel with this NICOP and explain the mistake? I uploaded his foreign passport and birth certificate with the application, but they still made the error.

Regardless, should I travel with NICOP or apply for a visa? I started applying for the visa now, but their website is not accepting his post office photo that meets passport standards.

Any advice would be appreciated.

Hi, I’m male 26 going through the arranged marriage rishta process, and even when there are very good prospects, with me working in my field while pursuing my studies and my father having a well-established business, I’m constantly asked how long it will take me to get my passport.
Alhamdulillah, getting citizenship is very much a possibility given my current trajectory, but these questions are making me feel emotionally unavailable for my future wife.
I’ve already declined two proposals simply because the families directly asked about my residency status and passport timeline. I understand that these things matter when considering marriage, but being asked about them so early makes me feel like I’m being valued for my immigration prospects rather than who I am as a person.
I feel like I’m being used, and honestly, I don’t know how to deal with this feeling.
I know that if I get married, I can be a very good provider, but I’m worried that I won’t be a good partner because this whole process is making me emotionally guarded.
What should I do? Am I overthinking this, or is it understandable to feel this way?

Has anyone had their Pakistani citizenship reinstated? An acquaintance of mine says he's been waiting for over six months, and the Consulate office isn't really responding to him; instead, he's being insulted and ignored.

Assalam u Alaikum!

Has anyone opted for wheelchair assistance from an airline? I am particularly interested in PIA and Saudi Air. I am looking to book it for my Ammi for Hajj between Islamabad and Madina and then Jeddah to Islamabad. I have heard that no one takes much responsibility. Is that correct?