r/eupersonalfinance • • 5h ago

Investment Best 1-year fixed deposit option in EU

6 Upvotes

I would like to cash out around 50K from my VWCE account and invest them in some form of low-risk deposit. I live in the Netherlands but my options here yell a very-low interest, max 1.6% for 1 year. What are some good deposit options with Europe? According to ChatGPT Bigbank in Estonia has among the highest fixed 1 year rate at 3.4%. Any other alternatives?


r/eupersonalfinance • • 4h ago

Investment Just turned 18, looking for broker options

3 Upvotes

Hello, just turned 18, live in France and have been looking into personal finance for a while and would like to FIRE as early as possible, i am currently in flight school to become an airline pilot so i should have a pretty good cashflow. For now i have 3000 ready to invest, and would like to DCA it in the following portfolio:

50% S&P500 Index

30% MSCI World

10% Crypto

10% Stock picking

This is for long term investing, so I'd like to find a broker with the least fees possible to maximize gains the option i found that seems the most fitting right now is Trade Republic, but would love to hear more options or any tips on improving my strategy.

Cheers, Sam


r/eupersonalfinance • • 8h ago

Investment Target Date Funds

5 Upvotes

Im trying to find a EU based Target date fund similar to the Vanguard VFIFX (Vanguard Target Retirement 2050 Fund). Xtrackers doesnt seam to have them, and i found the Amundi Lifecycle ETF but they only go to 2040. Ideally i'd invest in a 2050 date or similar, bonus points if it comes in an ETF. Thanks!