A few weeks ago, I wanted to pay for my Claude subscription.

I had the money. It was sitting right there in my Mobile Money wallet.

But apparently, having money and being able to spend it online are two completely different things. 💀

I needed a card.

So now I'm moving money from MoMo to my bank account, paying transfer charges, dealing with the whole process, and then finally attempting to pay for the subscription.

All that just to pay for something online.

And it got me thinking...

We can use Mobile Money to buy airtime, pay electricity bills, send money across the country, pay merchants, and do so many other things.

But the moment you want to pay for an international service like Claude, ChatGPT, Netflix, or a developer tool, things can get complicated.

WHY?

Why should someone who already has money in their Mobile Money wallet have to jump through extra hoops just to access a service on the internet?

And it's not just subscriptions. Think about students who want to buy online courses, developers who need paid APIs, designers paying for software, or people who want to purchase apps and services that require an international card.

This is the kind of problem that made me start thinking about a solution.

I'm a developer, so naturally, I started asking myself: What if you could pay for international online services directly from your Mobile Money wallet?

No transferring money to your bank first. No needing a traditional bank account just to get started.

That idea is what led me to start working on a product that can help my fellow Ghanaian.

I'm still in the early stages, figuring things out and exploring how to make it work. I'm not here to pretend I've solved everything. I want to understand the problem better before building something people don't actually need.

So I'd genuinely love to hear from people here, especially fellow Ghanaians.

Three questions:

1. What's the last thing you tried to pay for online but struggled with because of your payment method?
2. Do you currently use a bank card, a virtual card, or some other workaround for international payments?
3. If you could pay for international online services directly from your MoMo wallet, would you use it? What would make you trust a service like that?

I'm particularly interested in hearing from students, developers, designers, freelancers, and anyone who regularly pays for online services.

I have a feeling a lot of us have experienced this, but I'd like to hear your stories. 👇🏾

This is aside the cost of actually building it. How would it generally integrate with the Ghanaian system?

Let's say there was a parking lot for them also

Hi, I live in the US and I’m thinking of traveling to Ghana soon. I have a US passport but I also have an unexpired Ghana passport. Do I need to get a visa to travel to Ghana or can I use my Ghana passport? Thanks!

I am looking for very vibrant students in the various universities to explore some ideas I have and want to test out in the universities campuses.

These are generally business oriented ideas and has the requirement for vibrant people.

Basically i have a few app ideas but main point of discussions would be around feasibility and how useful or how well it will work with students etc.

Please dm or comment if you are up for a short discussion.

Met this Ghanaian girl in September, speaks Twi a lot. Got a recoding I think is about me. Anyone able to translate?